About Articles
Contact
Articles Tools Store Newsletter Start here

Free UK money tools

13 calculators and 31 take-home pay pages, free, with no sign-up. Every figure is checked against GOV.UK for 2026/27.

Start with your pay

£
Slide
Your take-home pay, per year
£28,720
a month, a week
Kept Income tax NI
Open the full breakdown and charts for £35,000 →

2026/27 rates, checked against GOV.UK 21 October 2026. Nothing you type is stored.

The calculators

Tax and benefitsMost used Self assessment tax calculator Sole trader tax: income tax, Class 4 and Class 2 National Insurance, payments on account and what is due in January. Pay and workMost used Redundancy pay calculator Statutory redundancy pay from your age, service and weekly pay, plus an enhanced or voluntary package and the tax on anything above £30,000. Pay and workMost used Day calculator Days between two dates, and working days once weekends and your nation’s bank holidays come out. Pay and work Salary sacrifice calculator What sacrificing salary into your pension really saves, and what it costs your take-home each month. Visas UK visa cost calculator The real cost of a UK visa: the application fee, the health surcharge rounded the way the Home Office rounds it, dependants and settlement. Pay and work Pro rata salary calculator What a full-time salary becomes on part-time hours or days, or a part-year start, and the take-home that follows. Visas Immigration health surcharge calculator What the IHS will cost you, rounded up to the next six months the way the Home Office does it, for everyone on the application. Selling online Etsy fees UK calculator What Etsy actually takes from a UK sale once the listing fee, the 4% UK processing rate, the regulatory fee and VAT on the fees are all counted. Pay and work Statutory sick pay calculator What sick pay you are owed under the 2026 rules, with no waiting days and no minimum earnings to qualify. Selling online Amazon seller fees UK calculator What Amazon actually takes from a UK sale once the referral fee, the plan fee, FBA and VAT on the fees are all counted. Selling online Vinted tax checker Whether you owe tax on what you sell on Vinted, eBay or Depop, and why being reported to HMRC is not the same as having a bill. Selling online eBay fee calculator What eBay actually takes from a UK sale once the per-order fee, the regulatory operating fee and VAT on the fees are all counted. Tax and benefits High income child benefit charge calculator What the child benefit charge costs you between £60,000 and £80,000, whose income actually counts, and what a pension contribution would do to it.

No calculator matches that yet. Tell me what you are trying to work out.

Take-home pay by salary

After income tax and National Insurance, with a standard tax code, no pension and no student loan. Each page has its own calculator for the rest.

£25,000£1,793 a month£26,000£1,853 a month£27,000£1,913 a month£28,000£1,973 a month£30,000£2,093 a month£31,000£2,153 a month£32,000£2,213 a month£33,000£2,273 a month£34,000£2,333 a month£35,000£2,393 a month£36,000£2,453 a month£37,000£2,513 a month£38,000£2,573 a month£39,000£2,633 a month£40,000£2,693 a month£41,000£2,753 a month£42,000£2,813 a month£43,000£2,873 a month£44,000£2,933 a month£45,000£2,993 a month£46,000£3,053 a month£47,000£3,113 a month£48,000£3,173 a month£49,000£3,233 a month£50,000£3,293 a month£55,000£3,538 a month£60,000£3,780 a month£65,000£4,021 a month£70,000£4,263 a month£80,000£4,746 a month£100,000£5,713 a month
Izhar Shah

Izhar Shah

PhD in Engineering. Imperial College London, Jaguar Land Rover, and a business built while employed that reached £500,000 in its first 12 months. Get on the list and every new tool, idea and step-by-step guide lands in your inbox on Monday morning.

Sponsor slotThis slot is open to one recommended partner. Enquire about sponsoring.

How these tools work

Every calculation runs in your browser. Nothing you type is stored, and no financial detail is sent anywhere. The rates come from HM Revenue and Customs, not from memory: the personal allowance, the income tax bands for the rest of the UK and for Scotland, National Insurance and the student loan thresholds were all read from GOV.UK and last checked on 21 October 2026.

These are guidance, not tax or financial advice. A payslip can differ because of your tax code, benefits in kind, or the way your employer runs its pension scheme. Where a tool cannot cover something, the page says so. More tools are on the way: if one would help you, tell me what you are trying to work out.